News New laws as of 1 January 2016: more money in pensions and taxes

News New laws as of 1 January 2016: more money in pensions and taxes News always well informed

Friday, 01.01.16 , written by Juliane Wellisch Numerous changes and new laws as of 1 January 2016 are leading to more money in the wallets of many citizens. Whether family with children, retirees, student or professional – tax relief and changes in state benefits and pension in most cases, a plus in  Zahlreiche finanzielle Erleichterungen für Familien

New laws from January 2016: child benefit will be increased

Child benefit, child supplement and child allowance

For families with children, there was already a raise in 2015, which was paid retroactively during the year. In 2016, the child allowance will be adjusted again, then there are 190 euros per month for the first child, 196 euros for the second and each 221 euros for each additional . However, as of 2016, the responsible family fund must have the tax identification number of the child in writing, otherwise the entitlement to benefits may lapse.

Low-income earners who are entitled to the child allowance will also receive 20 euros more from 1 July 2016 – instead of the previous 160, 160 euros. Above all, high earners benefit from an increase in the child allowance of 96 euros per child – they pay less taxes.

Fathers and mothers who pay for their children will have to dig deeper in 2016 if necessary . Because the Düsseldorfer table, on which maintenance payments are measured, will be adjusted at the turn of the year . Thus, the minimum maintenance for children, depending on the age, increases by seven to ten euros per month.

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Change in 2016 in tax and pension

As of 1 January 2016 , there will also be a lot of changes in taxes . The basic allowance increases again by 180 euros and 2016 is then 8,652 euros for singles and 17,304 euros for married couples . Only if the income exceeds this value will income tax be charged. The pension expenses for retirement provision, for example a Rürup pension but also payments into the statutory pension insurance, can now be offset against tax in 2016 up to a new maximum amount of EUR 22,767 .

If you receive a pension for the first time in 2016, you will have to pay 72 percent of this tax. For this purpose, as of July 1, 2016, a significant increase in pensions of 4.4 percent (old federal states) and about five percent (new federal states) is expected. Anyone who pays contributions into the pension insurance does not have to adjust to the turn of the year to a new contribution rate. This remains at 18.7 percent.

A further change in tax collection has long been called for, even if the new regulation as of 1 January 2016, for example, does not go far enough for the Taxpayers’ Association. So the so-called cold progression should be damped. In addition, the tax rate is raised by the inflation rate of the last two years , so that higher taxes are due only from a higher income . Together with the adjustment of the basic allowance, the cold progression should be counteracted.

New laws January 2016: Further changes

At the turn of 2016, the Hartz 4-standard rate for singles will be raised by five euros to 404 euros , accordingly increase the rates for households and children. Housing benefit recipients and students with BAföG entitlement will also receive higher benefits from 2016. However, for consumers 2016, not only good news. In 2016, many things will become more expensive.newsbox icon

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The Diputación de Cáceres amortizes its debt of 12.8 million euros to increase the budget on investments

The Diputación de Cáceres amortizes its debt of 12.8 million euros to increase the budget on investments

Rosario Cordero, presidenta de la diputación de Cáceres

Rosario Cordero, president of the deputation of Cáceres EUROPA PRESS

The Government team of the Provincial Council of Cáceres has decided to repay the debt of 12.8 million euros it has contracted with five banks for the request for loans for about 14 years, which will increase the chapter on investments in the General Budgets for 2017, which are being prepared, and which will reach up to 114 million euros, 3.8 percent more than this year.

President Rosario Cordero announced on Wednesday this decision that is based on the use of "idle" treasury remnants, that is, treasury remnants that current legislation does not allow for investment in roads, promotion of employment or maintenance of services, but for financial expenses, such as debt amortization and financial assets.

At present, the provincial debt of long-term loans with banking entities stands at 12.8 million euros. This means that in financial year 2016, financial liabilities were budgeted for partial amortization of 6 million euros and for interest payments, 300,000 euros. As a result of the settlement of the debt, for 2017 there will be no budget for these items so the Budget for 2017 will go from 109 million euros in 2016 to 114 million euros in the next year.

"So the objective is to eliminate the debt and use the funds allocated in the budget for amortization and interest payments for real investments in the villages, so we can say that we changed the payment of amortizations for investments in one year," he stressed. Chairwoman.

In this way, the Provincial Council of Cáceres is going to become one of the few in the national territory that has a zero-value financial burden joining the Provincial Councils of Soria, Ciudad Real, La Coruña and Lugo, said Cordero, who recalled other measures that have been carried out to clean up the accounts.

For example, he recalled the incorporation of unexecuted budgetary appropriations from the Budget for 2015 to the year 2016, "which allowed us to raise the ceiling of expenditure, which was not in line with the budgetary possibilities of this Provincial Council, and produced by the low execution in the previous exercises. "

He also mentioned the financial assistance to the local entities of the province, which was specified in the financial fund to support the municipalities by a budget modification of 10 million euros and the increase in collection advances of the Autonomous Agency for Tax Collection and Management (OARGT) moving from 12 installments in advance to 14, "consequently, five million euros more to improve the liquidity of local treasuries".

"The total reduction of the financial debt is a measure that will allow greater flexibility and margin in the management of our policies and projects, all of which will benefit the interests of the province." This greater flexibility is manifested in that when the Budgets are settled, we will not have to allocate a portion of the surplus to reduce debt, but instead they will be able to dedicate themselves to provincial investments, "the president said.


With this maneuver, the Diputación de Cáceres achieves a growth in the budget, whose money will serve to finance investments and current transfers and capital to municipalities, since they are raised by 4.1 million euros.

In the section of Human Resources will improve the conditions of the workers, since they will face the commitments acquired by the previous provincial corporation with the firemen of the Sepei, months before the local elections, with a contribution for productivity of almost 800,000 euros.

It will also serve to fulfill a long-awaited collective demand for all workers by equipping them with professionals from other councils and the Junta de Extremadura, that is, the professional career to which almost 900,000 euros will be allocated.

In short, "will allocate the budget surplus entirely to sustainable investments since it should not be devoted to the payment of the debt," said the president who added that, with this measure, the Provincial Council will enjoy a large margin of indebtedness, if it were necessary in the future, thereby guaranteeing this resource at the maximum level allowed by the regulations.

This measure of total amortization of the debt will be approved in the ordinary plenary of the month of October that is celebrated this Friday, day 28. Then all the documentation will be prepared so that as of January 1, 2017 the provincial accounts start with debt. zero'.

Check here more news from Cáceres.

With LED string lights at Christmas time save electricity and money


Berlin – If you hang Christmas lights with LED lamps in windows and front gardens during the Christmas season, you can save energy and money. Two short ten-meter-long light tubes caused electricity costs of just over 30 euros within six weeks – 80 percent less with LED lamps, according to the German Energy Agency (Dena) in Berlin.

Picture: Money

LED bulbs not only consume less power, according to Dena. Their advantage is also that they held about 20 times longer than conventional light bulbs. On average, they lit up to 20,000 hours. In addition, LED lamps heat up less, minimizing the risk of overheating and fires.

The purchase of such light chains with LED lamps can be quite expensive, admits the Dena. However, the additional costs paid off very quickly thanks to the enormous efficiency of the lamps. Buyers should study the power consumption details carefully. For safety reasons, it is best to buy only products bearing a seal of approval, for example the VDE mark or the GS mark for “tested safety”. If a chain is to be hung outdoors, it must be able to withstand moisture. This should be clearly stated on the packaging.



Despite Niki sales: Air Berlin insolvency hits taxpayers

The insolvent Air Berlin has received a state loan. Meanwhile emerging: The state gets more than half its million again.

The government bridge loan for the bankrupt airline Air Berlin will be almost impossible to pay off with increased sales revenues. In industry circles, it is assumed that the decomposition of Air Berlin, brings at best half of the 150-million-euro loan that issued the State-owned KfW bank and the federal government provided protection again. To date, the repayment of 61 million euros has been made, as the federal government announced at a request of the Left Party. Large sums are no longer to be expected.

It also changes the pending recovery of Air Berlin subsidiary Niki anything from large parts of the British Airways parent company IAG and its low-cost airline Vueling to go. No matter who acquires operating parts of Niki at what price, for the repayment of the loan this money is likely to be unavailable. That this newspaper was confirmed in Air Berlin circles. Earlier this Niki insolvency administrator Lucas Flöther had indicated in the “Handelsblatt”.
The hope was shattered early

The hope of ensuring a Niki-sale the complete repayment had actually been dashed when the German Lufthansa competition concerns of the European Commission withdrew its offer for Niki before Christmas. The Group, the company wanted to incorporate by acquiring shares held by Air Berlin Niki shares for around 190 million euros. IAG and other interested parties after that offered less – not the company itself, but for operating parts.

IAG will pay over the Austrian Vueling unit Anise 20 million euros as a purchase price. This money would be served in separate Niki Proceedings to serve creditors of the Austrian Air Berlin society. The State KfW is not included. She had been enough the loan to the German parent company. The only hope of a complete repayment remains that the Air Berlin Generalbevollmächtige Frank Kebekus and advocate Flöther still enforce claims by Air Berlin. but the method thereof has not yet been initiated.

Main insolvency proceedings for Niki

Meanwhile, it is uncertain whether the agreement to sell a majority of Niki at Vueling endures. The Austrian Landesgericht Korneuburg decided on Friday to open the main insolvency proceedings for Niki there. Such a process is also performed at the district court Charlottenburg. Part of the German procedure is the sale agreement. Although the Berlin Regional Court has ruled that the responsibility should lie henceforth in Austria. But this decision is not final, Niki lodged an appeal before the Federal Court.

For the ordered by the Austrian court, Niki mass manager Ulla Reisch is by no means certain that the sale to Vueling is taken from her. It would be surprising to consider “whether and to what extent it can be said of an enclosed part of the German temporary administrator contract or whether in this respect other recycling alternatives exist,” Reisch said. Flöther is now in a quandary. In Austria, he is asked to hand over all documents to Niki insolvency in Germany, he is obliged to continue its work.

After Air Berlin bust: Niki-acquisition makes hope for cheap tickets

In his view, the opening of the second main insolvency proceedings of the EU Insolvency Act contradicts. He would “examine the available legal steps”. Ultimately remain the opportunity to clarify the jurisdiction question by the European Court. But this could take too long for a recovery of Niki. Vueling can withdraw up to 28 February the purchase contract. So far Flöter will not let it come: “The priority is that the already concluded contract for the Niki-business becomes final and as many jobs will be saved. Competency questions are entirely secondary. ”